As the clock ticks and the future becomes ever more present, I use the turn of the year to reflect on my progress and turn my attention to what I’m most excited for in the new year.
How do you plan for a new year? A common starting place for me are these three themes: Health, Wealth, and Self.
Health
What I’m excited about: The power of journaling. I have a daily workout journal that I complete every night before bedtime. This includes any and all trackable physical activities: miles ran, push ups and pull ups, etc. Tracking your activity and progression in any field is a proven way to achieve results.
Wealth
What I’m excited about: Creating a quality of life for both the present and the future. Defining your savings goals early allows you to secure your future while still enjoying today. For those in retirement, ask yourself: What is my target withdrawal amount? How much income do I actually need? And what steps do I need to take to achieve my desired quality of life? Simply put:Deciding how much to save also helps you decide how much to spend.
A quick tip: Start the year by reviewing your financial plan. Small adjustments now can compound into big results later. If you’re unsure where to begin, I’d love to help you align your financial goals with your life goals.
My favorite purchases of 2025: An electric bike, and a barbecue carving knife—both investments in experiences and enjoyment.
Self
What I’m excited about: Improving hobbies and enriching my friends and community. My current hobbies include: chess and guitar. Two skills that can endlessly be improved and built upon, which also can be enjoyed solo or socially. I’m also excited to stay involved with our local dog shelter, where Nicki and I adopted our first dog, Marshmallow. They regularly host events that bring much positivity to our community.
As you look ahead, ask yourself:
- What were you proud of last year, even if no one else noticed?
- What would make this year meaningful to you?
Here’s to making this year a great one—full of health, wealth, and self.
Ready to start the year with a clear financial plan? Let’s connect and create a strategy that works for you.